For Patients
Insurance made simple
We work with all major dental insurance carriers in Ontario and submit claims electronically after treatment, so reimbursement reaches you as quickly as possible.
We work with Great-West Life, Manulife, Sun Life, Blue Cross, Desjardins, and many others. Insurance typically covers between 50 and 80 percent of treatment cost depending on the category of care and your specific plan.
We verify your coverage before treatment rather than after, so you know what you will owe before you agree to anything.
Ways to pay
At the Appointment
Straightforward payment on the day, with your insurance claim submitted electronically on your behalf.
Automatic Monthly Billing
Spreading the balance across regular monthly payments rather than a single sum.
Insurance Plus Financing
Combining your coverage with a flexible financing plan for the portion insurance does not cover.
No Insurance
We discuss payment plans and uninsured patient discounts so that care remains affordable without coverage.
Insurance questions
What does my plan usually cover? +
Most plans cover preventive care — cleanings, exams, and x-rays — at 100 percent, though this varies by individual policy.
What is a deductible? +
The out-of-pocket amount you pay before benefits begin. Deductibles typically reset on January 1st each year.
What do coverage percentages mean? +
They indicate what insurance pays after your deductible. Preventive care is often covered at 100 percent, basic care at 80 percent, and major work at 50 percent.
Will you submit the claim for me? +
Yes. We submit electronically after treatment to expedite your reimbursement.
What if I use my annual maximum? +
We can phase treatment across calendar years where clinically appropriate, so you make full use of two years' benefits rather than one.
Have a question?
Call (905) 479-7777 and we will check your coverage before you commit to anything.